I suck at budgeting. I believe it is the single reason we are poor and continue to be poor. Seems like such a simple idea and yet I never do it. I never tell my money where to go and before I know it, it is all gone.
Because we are in debt, we have been looking for a side hustle. A neighbor we trust let us know that they have been doing direct sales for Kyani. I immediately closed out, because direct sales or network marketing is just not something I enjoy. My father used to have parties and sell things to family all the time and I think it soured me. What changed my mind was that my neighbor said they understand the reputation of direct sales and that it is not for everyone. That was it!
What is Gods response to the Darwinian evolutionary theory “survival of the fittest” as it pertains to wealth?
This will be a short post, but simply adding to my poor person's diary that yesterday the car needed some repairs that came to almost $700. In the past, at this point in the vehicles history: 2006 Dodge Durango with 161,000 miles on it, I believe I would be headed down to the dealership and entering into an agreement for a new car.
Back in 2013 (I think), I started looking into the new fad of cryptocurrency – specifically Bitcoin. I could not understand one word of anything that I read, but I kept thinking about it and thought it was a pretty good idea.
“No one is useless in this world who lightens the burdens of another.” - Charles Dickens
Debt will destroy you and your financial well-being. Debt is a behavior, debt is a choice.
I found this little 4 part series I wrote in a journal back in Nov. of 2014. It is clear that I was reading a great deal on finances, as I was still unemployed at this time and pretty scared I had ruined my family. As I came across these writings, my thoughts now are why have I not implemented what I wrote? I think I would be better off now had I done so. All the same, please enjoy!
I know the practical answer is that since we are in so much debt we should not be taking any vacations and working toward paying off our debt
We had a big blow to our budget, as our air conditioner has gone out. I am torn between this being a financial catastrophe, just when we were getting our affairs in order, and being a blessing that it happened now and not a month from now when the heat would be unbearable