I suck at budgeting. I believe it is the single reason we are poor and continue to be poor. Seems like such a simple idea and yet I never do it. I never tell my money where to go and before I know it, it is all gone.
July and August have not been good months with regards to finance and health. To recount the last update, our furnace and A/C units gave out and we had to finance $8,000 to purchase units.
Over the last month I mentioned where I was at in my financial life; where I needed help, where I was not being healthy, where I was trying to improve.
I know the practical answer is that since we are in so much debt we should not be taking any vacations and working toward paying off our debt
We had a big blow to our budget, as our air conditioner has gone out. I am torn between this being a financial catastrophe, just when we were getting our affairs in order, and being a blessing that it happened now and not a month from now when the heat would be unbearable
I have been putting off a budget because they are boring. It is also most likely the single biggest reason that I am broke.
This is an emergency and one that I no longer want to hide from. I want to take control and be a good steward. The best news is, despite my finances I feel like I am beginning to heal spiritually and finding more value in life.
An investment in knowledge pays the best interest.
A bird does not sing because it has an answer. It sings because it has a song.